
by cseeman
My edited the following,In the blog: how much for motorcyc ..
harley davidson motorcycle dealers–: How can I get out of my motorcycle loan?
I have recently bought a 2008 harley davidson motorcycle. the payoff is $ 10731. I can no longer afford the payments of $ 256 a month on top of all my other bills. I have tried multiple times selling it back to the dealer, plus asking what my options are. I have yet gotten any answers. I really don’t want to have it repo’ed, but it’s starting to look like I have no choice. Please help!
The answer in the following: (Hint: The correct answer provided by the users, does not guarantee the right.)
Answer by SmartA$ $
Try to sell the bike private party. You can usually get $ 1,000-$ 3,000 more for a vehicle if you just put some ads in the classifieds and sell it yourself, rather than selling back to a dealer.
If the sale price still isn’t enough to cover the $ 10,731 payoff, then get a small personal loan from a bank for the difference. The payments should be smaller since the loan will only be for a few thousand (at the most. Pay extra on this loan and get it paid off as quick as possible.
Answer by Gem
For $ 256 a month, take another job and keep paying until you can afford to sell it outright.
If the bike is repo’d, they will sell it at auction, at a loss. Plus you will have repo costs, auction costs, fixed damages costs, lawyers costs, the list goes on and on. So, you may end up owing (and paying) half of what the bike is worth, or more, with no bike.
Unless you want to destroy your credit and still owe a ton of money, do what you can to keep paying.
For less than $ 300 a month, I would be willing to work another job or two to keep that from happening, but that is me.
Good luck and sorry.
Answer by r s
1. Take out personal loan that can pay off bike.
2. Pay off bike and get title
3. Sell bike for as much as you can
4. Take cash to bank and renegotiate loan
Answer by Jessica H.
You just need to increase your income and reduce your expenses. Get a second part time job and get rid of unnecessary things like cable and extra phones.
What do you think? Answer below!
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